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Employee Benefits
Dental Insurance
The City of Bay City provides employee dental coverage, with dependent coverage available for an additional cost. The City’s dental provider is Humana. View Dental Plan Highlights (PDF).
Benefits
- Deductible: $50 (Individual), $150 (Family)
- Benefit Services:
- Basic: 80%
- Major: 50%
- Orthodontics: 50%
- Preventative: 100%
- Cost:
- $0 (EE Only, Paid for by City)
- $45.24 per month (EE and Spouse)
- $63.66 per month (EE and Child/Children)
- $87.92 per month (EE and Family)
Medical Insurance
The City of Bay City provides employee medical coverage, with dependent coverage available for an additional cost. The City’s medical provider is Blue Cross Blue Shield, effective October 1, 2022 through September 30, 2023. The City of Bay City offers two medical plans for employees to choose from. View HMO benefit highlights HMO Summary of Benefits. View Buy-up plan benefit highlights in our Summary of Benefits.
HMO Plan
- Deductible: $3,000 (Individual), $9,000 (Family)
- Co-Pay: $50 (PCP), $100 (Specialist)
- Referral: PCP Referral required for Specialist
- Prescriptions: $0, $10, $50, $100
- Cost:
- $0.00 per month (EE Only)
- $165.62 per month (EE and Spouse)
- $141.76 per month (EE and Child/Children)
- $236.61 per month (EE and Family)
- Health Reimbursement Account (HRA): The City of Bay City offers the use of an HRA for those eligible employees that sign up for the HMO Plan. Once an employee meets the first $1,000 for the $3,000 deductible, they are eligible for reimbursement, up to $1,000.
Buy-up Plan (PPO)
- Deductible: $3,000 (Individual), $9,000 (Family)
- Co-Pay: $40 (Office and Specialist)
- Prescriptions: $20, $40, and $60
- Cost:
- $81.57 per month (EE Only)
- $376.86 per month (EE and Spouse)
- $323.02 per month (EE and Child/Children)
- $538.38 per month (EE and Family)
- Health Reimbursement Account (HRA): The City of Bay City offers the use of an HRA for those eligible employees that sign up for the Base Plan. Once an employee meets the first $1,000 of the $3,000 deductible, they are eligible for reimbursement, up to $2,000.
Flexible Spending Account (FSA)
The City of Bay City offers an FSA to all eligible regular full-time employees as a part of the City’s health insurance plan. An employee may set aside up to $2,850 on a FSA Card to help alleviate health care cost. Eligible expenses for the FSA Card (PDF) range from purchasing crutches to vision correction surgery.
Vision Insurance
The City of Bay City provides vision coverage, at the expense of the employee. The City’s vision provider is Superior Vision.
Benefits
- Eye Exam once every 12 months
- One complete set of spectacle lenes or contact lenses (in lieu of eye glasses) every 12 months
- Frame every 24 months
- Cost:
- $5.34 per month (EE Only)
- $10.31 per month (EE and Spouse)
- $10.81 per month (EE and Child/Children)
- $16.17 per month (EE and Family)
- Other Costs:
- Eye Exam: $10
- Spectacle lenses: $10
- Contact lenses fitting: $10
Life Insurance / Accidental Death & Dismemberment (AD&D)
The City of Bay City provides Life and AD&D valued at $50,000, through BCBS. The City also provides a life insurance equivalent to one times the employee’s salary through the Texas Municipal Retirement System (TMRS) Retirement System. View Group Life Insurance Plan Highlights (PDF). The City of Bay City also offers voluntary supplemental life insurance for employee and eligible dependents. View Supplemental Life Insurance Highlights (PDF).
Retirement Program
The City provides a retirement program for its employees through the Texas Municipal Retirement System (TMRS). Membership is mandatory for full-time paid employees. Employee contributions are deducted from employees’ paychecks at the rate of 5%. The City matches employee contributions and interest on a 2 to 1 basis (two City dollars for every one employee dollar).
Deferred Compensation
A voluntary deferred compensation plan is available through Nationwide Retirement and Equitable.
Holidays
- 14 Paid Holidays
- 1 Floating Holiday
Vacation
From 1 to 6 weeks depending on years of service.